Fnb bank overdraft application

First National Bank of Namibia LTD
C/O Chasie & Frankie Fredericks St, Ground Floor shop 44, Windhoek

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Southern Industrial Area

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John Meinert Branch

First National Bank of Namibia LTD
C/O Independence Ave & John Meinert St, Windhoek

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Prosperita Branch

First National Bank of Namibia LTD
110 Nickel St, Prosperita, Windhoek

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Contact Centre
C/O Fidel Castro & Independence Ave
Box 285, Windhoek
el: 061 2992222

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Katutura Branch

First National Bank of Namibia LTD
Pick n Pay Complex, Independence, Katutura, Windhoek

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Northern Industrial Branch

First National Bank of Namibia LTD
16 Nguni St, Northern Industrial Area, Windhoek

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Private Wealth
C/O Fidel Castro & Independence Ave
Ground Floor
Box 285, Windhoek
Tel: 061 2998447

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Wernhill Branch

First National Bank of Namibia LTD
New Wernhill Shopping Complex, 1st Floor, Windhoek

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Windhoek Branch

First National Bank of Namibia LTD
207 Independence Ave, Windhoek

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Aranos

First National Bank of Namibia LTD
17 Main St, Aranos

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Ausspannplatz Branch

First National Bank of Namibia LTD
Ausspannplatz Kal street, Windhoek

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Eenhana Branch

First National Bank of Namibia LTD
BH Complex Main Rd, Eenhana

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Gobabis Branch

First National Bank of Namibia LTD
44 Church St, Gobabis

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Grootfontein Branch

First National Bank of Namibia LTD
Hage Geingob Ave, Grootfontein

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Henties Bay Branch

First National Bank of Namibia LTD
C/O Jakkalsputz & Duineweg, Henties Bay

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Karasburg Branch

First National Bank of Namibia LTD
79 Main Street, Karasburg

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Karibib Branch

First National Bank of Namibia LTD
Erf 46 shop no 2 Woerman and Brock Complex, Karibib

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Katima Mulilo Branch

First National Bank of Namibia LTD
Andimba Toivo ya Toivo street, Shop no2, Katima Mulilo

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Khomasdal Branch

First National Bank of Namibia LTD
Shop 22 C, 1ST FLOOR Khomas Grove Mall, Khomasdal Windhoek

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Keetmanshoop Branch

First National Bank of Namibia LTD
76 Hampie Plichta Ave, Keetmanshoop

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Lüderitz Branch

First National Bank of Namibia LTD
12 Bismarck St, Lüderitz

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Mariental Branch

First National Bank of Namibia LTD
Erf 280 Dr Sam Nujoma Ave, Mariental

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Nkurenkuru Branch

First National Bank of Namibia LTD
Shop 1 & 2 Shoprite Center, Nkurenkuru

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Okahao Branch

First National Bank of Namibia LTD
Shop no 6 Shilongo comercial center, Okahao

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Okahandja Branch

First National Bank of Namibia LTD
Shop 16, Okahandja Shopping Mall, Okahandja

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Okakarara Branch

First National Bank of Namibia LTD
NDC business park, Okakarara

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Okongo Branch

First National Bank of Namibia LTD
Erf 349, 16 A Okongo Shopping Mall, Okongo main road, Okongo

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Omaruru Branch

First National Bank of Namibia LTD
Erf 66, Wilhelm Zeraua, Omaruru

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Omuthiya Branch

First National Bank of Namibia LTD
Erf 2902, Extension 1, Okaale Complex, main road Omuthiya

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Ondangwa Branch

First National Bank of Namibia LTD
37 Main Rd, First City Centre, Ondangwa

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Ongwediva Branch

First National Bank of Namibia LTD
Shop 28-32, Oshana Mall, Main Road, Ongwediva

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Ongwediva Branch

First National Bank of Namibia LTD
Shop 28-32, Oshana Mall, Main Road, Ongwediva

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Oranjemund Branch

First National Bank of Namibia LTD
Erf 1120, Oranjemund

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Oshakati Branch

First National Bank of Namibia LTD
Erf 272, Okatana, Main Road, Oshakati

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Otavi Branch

First National Bank of Namibia LTD
Erf 13 John Bandeni Str, Otavi

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Otjiwarongo Branch

First National Bank of Namibia LTD
7 George St, Otjiwarongo
44 Hage Geingob St, Otjiwarongo

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Outapi Branch

First National Bank of Namibia LTD
Outapi-Tsandi Road, Iipumbu Complex, Outapi

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Outjo Branch

First National Bank of Namibia LTD
Sam Nujoma Drive - OK Mall, Outjo

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Rehoboth Branch

First National Bank of Namibia LTD
Erf 1, C/O Church & Bahnhoff, Block B, Rehoboth

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Rosh Pinah Branch

First National Bank of Namibia LTD
2 Lood St, Rosh Pinah

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Rundu Branch

First National Bank of Namibia LTD
New Rundu Mall, Maria Mwerenge Street, Rundu

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Swakopmund Branch

First National Bank of Namibia LTD
16 Tobias Hainyeko St, Swakopmund

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Tsumeb Branch

First National Bank of Namibia LTD
74A Presidents Ave, Tsumeb

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Walvis Bay Branch

First National Bank of Namibia LTD
138 Sam Nujoma Ave, Walvis Bay

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Klein Windhoek

No 9 Eaton Heights, Bassingthweighte St
Klein Windhoek
Box 285, Windhoek
Tel: 061 2992222

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Maerua Mall Branch

First National Bank of Namibia LTD
Maerua Mall, 1st floor, shop no 39, Windhoek

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours

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Private Banking

FNB Banking App

With the FNB Banking App, you can do all this and more:

• Make Geo Payments
• Make use of eWallet functionality*
• Make Payments (including once off payments)
• Transfer funds
• View detailed balances and transaction histories
• Add, edit, or delete recipients
• Send Money to any Namibian cellphone number
• Make calls and send messages to other App Smartphones
• Locate FNB ATMs and branches
• Access an FNB Call Centre Directory
• Buy Prepaid Electricity and Airtime
• Receive inContact messages

Online Banking

Online Banking offers the following banking services:

• Transfer funds real-time between your FNB accounts
• Make real-time payments to FNB account holders
• Payments made during business hours to recipients holding accounts at other banks reflect in the account the next day
• Create recurring payments to automatically pay your recipients
• Make cross-border payments
• Future date payments to up to one year in advance
• Submit requests to stop cheques
• Set up and maintain your recipients
• Send a payment advice to any email address
• Reference validation
• View the real-time balances of all your FNB accounts
• View up to 65 days of transaction history on certain accounts
• View any uncleared funds and interest earned on certain accounts
• Manage your investment accounts
• Set up statements delivery online
• You can view and download transaction history real-time

Cellphone Banking

Cellphone Banking enables you to conveniently perform a number of banking transactions using your cellphone. Use your cellphone is more that just a phone as a device to do safe, easy and convenient mobile banking.

• It's as simple as dialling *120*321#
• Any cellphone make or model can be used
• No special SIM card requirements
• No complicated downloads
• No changes to your cellphone settings
• 24-hour banking convenience - you can bank wherever you are, whenever you want
• Transactions occur real time
• Registration is quick and free
• Zero subscription fees

inContact

This innovative messaging system sends you a message each time a transaction is carried out on any of your FNB accounts at no extra charge.

• You can keep track of your financial transactions as they occur
• Identify any unauthorised transactions on your accounts
• Receive notification each time your Online Banking account is logged into
• Helps you to manage the funds in your accounts

Flexible - you can choose:

• When to receive your messages - during office hours or 24 hours a day
• To be notified if any transactions exceed an amount specified by you
• How to receive notifications - via SMS, email or both
• Which accounts you want to link to inContact

Email statements

Online Banking now offers you the ability to have your statements emailed directly to you - just think of the convenience!

• You save money - statement delivery by email is free of charge.
• No delays in the post - your email delivery is punctual and reliable.
• You can have your statements delivered to a primary email address, plus two additional email addresses of your choice.
• You can specify in which format you'd prefer your statements delivered - in plain text (CSV), as a PDF document or both (account dependent).

The benefits of an overdraft facility

• An overdraft is a short-term financial solution ideal for covering unforeseen expenses
• The facility is available on application, for Gold Lifestyle Account customers
• There is no minimum monthly repayment required, as long as you remain within your agreed limit and make regular deposits (such as your salary) into your Gold Lifestyle Account every month
• An overdraft is a fluctuating facility which reduces with your monthly deposits, and is immediately available again, up to the approved limit
• Your overdraft will be reviewed on an annual basis
• Credit fees will be provided upon application

The cost of an overdraft facility

• Interest is charged monthly on your overdraft balance
• The interest rate will be calculated for you, once your application has been submitted
• The amount you qualify for, as well as the interest rate, will depend on your credit profile
• You only pay interest on the amount you use, for the period it is used
• Note that you'll be required to make monthly deposits into your account

I want an overdraft facility

If you hold a Gold Lifestyle Account, you can apply for an overdraft now.

If you don't hold a Gold Lifestyle Account, you'll need to apply for one before you can have an overdraft facility.

Set monthly fee of only N$165 gives you:

• Unlimited electronic transactions such as payments, transfers, swipes and debit orders
• Free electricity purchases
• Free airtime purchases
• Free withdrawals up to N$2,000 at FNB ATMs, CashPlus Agents and Cash@Till (selected shops)
• Free access to the FNB App, Online Banking and Cellphone Banking
• Free N$2,500 funeral cover
• Earn up to N$1120 Cash Back monthly with FNB Rewards
• Bank Your Change® to automatically save into a free Savings Pocket every time you swipe
• Pay no fees for inContact notifications, prepaid airtime and electricity purchases
• Free cash deposits

Banking on the go with FNB Digital Channels

Free subscription to Online Banking, Cellphone Banking and the FNB App.

Zero rated FNB App

You don't need any data to bank on the FNB App - make payments, buy prepaid airtime or electricity, send or receive eWallet, GEO payments, cardless cash withdrawals, download statements and a whole lot more.

How to open an account online

Earn between N$84,000 and N$299,999 per year

Open your Gold Lifestyle Account right here, right now

Free debit order switching and free funeral cover of N$2,500. The FNB Gold Lifestyle Account lives up to your life expectations and gives you access to superior electronic day-to-day banking, access to credit, Cash Back with Rewards and helps you limit your monthly banking fees.

Here's what you get

Unbelievable value

Free Savings Pocket

Linked to your account for easy access and you earn interest. Sign up for Bank Your Change and save your leftover cents when you swipe!

Cash Back with Rewards

We can reward you with up to N$1120.00 in cash every month, paid into your Savings Pocket.

Access to credit

You get access to an overdraft facility, personal loan or credit card.

Set monthly fee

For only N$165.00 per month, the Electronic Pricing Option (EPO) offers unlimited electronic transactions and more.

Withdrawal & deposits

Enjoy 24/7 access to Advance ATMs for real-time free cash deposits and withdraw cash at tills (selected shops).

Banking on the go

Free subscription to Online Banking, Cellphone Banking and the FNB App, and you don't need any data to bank on the FNB App.

Get an overdraft

Manage your cash flow better with an overdraft

The overdraft facility can help you address any immediate borrowing needs.

Grow your balance

Savings Pocket and Bank Your Change®

The Savings Pocket is linked to your transactional account. You can also transfer money to and from your Savings Pocket electronically at any time, free of charge. Customers may deposit funds and make withdrawals by making transfers to transactional account online or on the ATM. With the Savings Pocket you are not required to give notice on the account to withdraw the funds or to deposit funds.

Transfers into your Savings Pocket can be made via an FNB Branch, ATM, Cellphone Banking, FNB Online Banking or the FNB App. Balances and transfers out into a linked account can be made on Online Banking and an FNB ATM.

Users can link their Savings Pocket to automatically transfer savings from their lifestyle account to Savings Pocket whenever they swipe, thereby saving your leftover change via our Bank Your Change offering. Amount saved is the rounded up amount to the nearest Namibian Dollar.

Customer has the option of adding a top up (N$2, N$5, N$10, N$20 and N$50).
No fees charged for free inter-linked Savings Pocket inter-account transfer to other accounts.