Mortgages

Thinking of buying a house in Northern Ireland or moving your mortgage? We have a range of mortgages to suit you. Whether you're a first time buyer, wanting to make a home move, or just need a better mortgage deal, we're here to help.

Your home may be repossessed if you do not keep up repayments on your mortgage

What best describes you?

Tell us why you need a mortgage and we'll point you in the right direction.

I'm buying my first home

I want to switch my mortgage to Danske

I'm moving house

I already have a Danske mortgage

I'm building my own home

Start your mortgage journey with us

Get started by finding out how much you could borrow or seeing how much your monthly repayments might be. If you’re ready, you can also apply for a Decision in Principle.

How much could I borrow?

Whether you’re buying your first home, moving home or switching your mortgage to us, find out how much you might be able to borrow. It only takes a few minutes.

How much will it cost?

Use our repayment calculator to find out how much your mortgage may cost monthly. This helps you see what you could afford.

Decision in Principle (DiP)

A DiP lets you see if you’re eligible to borrow what you need – and it can show sellers you’re ready to buy.

It only takes about 10 minutes to apply, you’ll get an immediate decision, and it doesn’t affect your credit score.

Why choose us?

• Energy Efficient Home Mortgages - If your home has an energy efficiency rating of A to C we could save you money on your mortgage
• Thinking of moving your mortgage to Danske? We could give you a helping hand with our Remortgage Offer if your home is in Northern Ireland
• We offer Fixed Rate mortgages through Co-Ownership in Northern Ireland
• You can make overpayments
• Repay your mortgage over terms up to 40 years

Things you need to know

• Remortgage offers are only available in Northern Ireland and may be amended or withdrawn at any time
• Whether we provide credit depends on your circumstances, and you must be 18 or over – lending terms and conditions apply
• Your home is security for your mortgage, and you may also need to provide other security

Ask us more or book an appointment

Talk to us about a mortgage…

• Lines are open between 8am and 6pm Monday to Friday, (except for bank holidays in Northern Ireland) and 9am and 1pm on Saturdays.

Danske Bank virtual assistant can help with a wide range of everyday banking queries.
Click the button to get started.

Find your nearest branch

Want to book a meeting? Use the below button.

Talk to us about a mortgage…

• Lines are open between 8am and 6pm Monday to Friday, (except for bank holidays in Northern Ireland) and 9am and 1pm on Saturdays.

Danske Bank virtual assistant can help with a wide range of everyday banking queries.
Click the button to get started. Start virtual assistant

Find your nearest branch

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  Lines are open between 8am - 6pm Monday to Friday, 9am - 1pm Saturdays and closed Sundays, except on bank holidays or other holidays in Northern Ireland when the bank is not open for business. Call charges may vary. Please contact your phone company for details. We may record or monitor calls to confirm details of our conversations, and for verification and quality purposes.

  Danske Bank is a trading name of Northern Bank Limited. Registered in Northern Ireland R568. Registered office: Donegall Square West, Belfast BT1 6JS. Northern Bank Limited is a member of the Danske Bank Group. Northern Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Complaints should be addressed to our Legal Department. Northern Bank Limited is entered in the Register maintained by the Financial Conduct Authority, Financial Services Register registration number 122261. VAT number GB853 7590 92. Northern Bank Limited adheres to the Standards of Lending Practice which are monitored and enforced by the LSB: lendingstandardsboard.org.uk.

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