You’ve had a long, successful career at UC and now you’re thinking of the next phase: retirement. The process is fairly easy, but it’s important to plan ahead as the retirement process can be time consuming. You may want to consult a financial expert to ensure a comfortable worry-free retirement.
You can retire and receive UC benefits any time after you become eligible — that is, when you have at least five years of UC Retirement Plan service credit and reach age 50 or 55, depending on which tier of the pension plan you’re in.
Once you’ve decided to retire, you’ll complete the application process and the election of your benefits through the University's Retirement Administration Service Center (UC RASC). The entire retirement process takes about three months for most members. You can also watch UC’s Preparing for Retirement video presentation.
The following Frequently Asked Questions below are intended as a guide and are not intended to replace retirement counseling from a UC professional.
**Note** Use your back button between questions for easier navigation.
Call RASC at 1-800-888-8267 and select option #1
Call RASC at 1-800-888-8267 and select option #2
Call RASC at 1-800-888-8267 select option #3
Call RASC at 1-800-888-8267 and select option #4
Call RASC at 1-800-888-8267 and select option #5
Due to remote work requirements, members must follow instructions for the remote retirement process via the on-line tool UC RAYS. Please refer to this helpful document which gives you step-by-step instructions regarding the retirement process.
UC RAYS (Retirement At Your Service) is the portal to the new pension administration record-keeping system. UC RAYS was launched in March 2019. UC RAYS has increased security and Secure Messaging tools to transmit questions and documents to your UC Retirement Counselor.
UC RAYS replaced At Your Service Online (AYSO) for many functions. AYSO continues to contain some historical tax form information.
Call the UC Retirement Administration Sevice Center (RASC) at 1-800-888-8267 and select option 1 to get immediate help from a UnifyHR representative. At this time, RASC phone line wait times are 45-50 minutes or longer. UnifyHR (a trusted UC partner) is providing additional support for UCRAYS log-in issues and is available by selecting option 1 from RASC's phone menu.
Please note: If you plan to retire on July 1, it’s recommended that you start this process as early in April as possible. It is recommended to start the official retirement process with RASC 3-4 months before the date you wish to retire.
Log into UC RAYS (Retirement At Your Service) to create your retirement estimate. The retirement estimator tool will make projections based upon your current salary and service credit.
Yes, counseling received from RASC is confidential and remains so until the point that you sign the form electing to receive retirement income. Your retirement counseling may not be shared with your campus until your retirement election form is signed. For this reason, it is very important that YOU notify your supervisor and HR analyst of your intent to retire in writing. In fact, it is your responsibility to inform your supervisor in writing that you plan to retire. If you’re not sure how to compose a resignation letter, contact your Employee & Labor Relations analyst or Academic Human Resources Coordinator.
Notifying your supervisor or dean in advance will allow the campus to formally separate you from UC employment, for the correct reason and will allow sufficient lead time in order to allow a smooth transition from receiving employment income to receiving retirement income, and any health plan benefits for which you qualify, from the UC Retirement Plan.
Yes. Separation simply means leaving UC employment. Retirement is your election to receive income from UC’s Retirement Plan. Your retirement must follow your separation. You may not be both employed and retired from UC on the same date. Often, retirement is the day following your separation. Even if that day is a weekend or a holiday.
Simply put:
You are responsible for notifying your supervisor or Dean that you are resigning your position at UC Santa Cruz and for providing the reason for your resignation is “retirement”-IMPORTANT: please specify retirement in your resignation, for the sake of clarity.
Academic and staff employees should notify their department manager on their decision to retire about three months before the retirement date.
Your resignation letter must contain at least the following two facts:
Your Personal Retirement Profile (PRP), created for you by RASC, contains your separation date in section 2 of the Profile. You may use the Separation date from the PRP in your resignation letter. Do NOT use the Retirement date/Cashout date as your date of resignation. In other words, your retirement date MUST follow your separation date. You cannot be both employed by UC and retired from UC on the same day, so the retirement date is often the day following your separation date.
If you accrue vacation and want to use it leading up to your retirement, you need to get departmental approval first. In this case, your resignation date is the last day you receive vacation pay and your retirement date may be no earlier than the next day.
As a vested member, you have the right to elect ANY date to retire following your separation from UC Santa Cruz employment. You may not be both employed and retired from UC on the same date. Because of academic and financial calendars, many members elect to retire on July 1.
Your retirement date cannot be earlier than the day after your separation date (your last day of UC employment). You may retire on any day following separation from employment, including weekends and holidays. For example, if your separation date is a Friday, you may retire on Saturday and there is no need to wait for the next business day.
Note that if you retire more than 120 days after your separation date, you will not be eligible for coverage under UC’s retiree health coverage.
Perhaps yes. Faculty, Lecturer and other academic appointments have established pay dates, based on the academic calendar. Often, Pay Dates and Service Dates for academic appointees don’t perfectly align. For example, the Pay dates for the Fall Quarter commences on July 1st, but the academic quarter or Service Dates customarily begin in late September or early October, when classes begin. Talk to your academic HR coordinator for more information on pay dates and service dates.
It is recommended to start the retirement process four months before you intend to retire. The retirement process generally takes 90 – 120 days. Of course, you can begin your planning and preparation much earlier.
University of California Retirement Plan (UCRP or the Plan) is a tax-qualified governmental defined benefit plan. Some eligible employees automatically become members of UCRP as a condition of employment, other members choose UCRP membership when Pension Choice is elected. UCRP also provides disability and death payments and, for certain members, a Capital Accumulation Payment (CAP). Your benefits are defined by formulas that vary according to the type of benefits payable (for example, retirement, disability or survivor benefits). The formulas are based on such factors as a member’s salary, age, years of service credit and membership classification. The Plan is funded by employer and employee contributions and interest on investments.
UCRP is the pension plan component of the UC Retirement System (UCRS). UC’s retirement system also includes voluntary savings plans (403b and 457b) and mandatory Defined Contribution Plan (401a). The chart below illustrates the basic structure of UCRS. For more detailed information, please click here.
University of California Retirement System Plans | Brief Description |
University of California Retirement Plan (UCRP): a defined benefit plan | A pension plan with four membership classifications and mandatory pretax contributions |
Defined Contribution Plan (the DCP): a defined contribution plan | A savings and investment plan for mandatory pretax contributions for certain members, voluntary after-tax contributions and rollovers |
Tax-Deferred 403(b) Plan (the 403(b) Plan): a defined contribution plan | A savings and investment plan for voluntary pretax contributions and rollovers |
457(b) Deferred Compensation Plan (the 457(b) Plan): a deferred compensation plan | A savings and investment plan for voluntary pretax contributions and rollovers |
Your retirement UC Retirement Plan , aka Pension Choice, benefit is calculated using a formula based on the following factors:
Eligible employees that chose Defined Contribution Plan, aka Savings Choice, can access their retirement benefit information at: www.netbenefits.com
To vest means to acquire certain rights. Once vested, you generally have a non-forfeitable right to receive UCRP retirement benefits upon leaving the University and reaching retirement age. You must earn five or more years of UCRP service credit to be vested with UC Retirement Plan, aka Pension Choice.
You become vested in your Plan benefits whether you earn all service credit as a member in one UCRP membership classification or tier or in multiple UCRP membership classifications and tiers.
Eligible employees that chose Savings Choice visit www.netbenefits.com to manage their account. Your contributions to your account will vest immediately. UC’s contributions will vest after one year. Distributions are governed by plan rules.
Buyback Needed for Vesting? If you are an active UCRP member with less than five years of service credit and you are laid off or your appointment is eliminated for budgetary reasons, you may be able to establish service credit for vesting purposes through a lump sum, after-tax service credit purchase. Service credit may be purchased only for qualified reasons, such as for an approved leave without pay, sabbatical leave, extended sick leave, or temporary layoff, or for earlier periods of employment for which UCRP contributions have been refunded. Generally, elections to buy back service credit and payment must be made before you leave University employment. See the UCRP Service Credit Purchase Guide.pdf for eligibility rules. To obtain an estimate of the cost of a service credit purchase, contact RASC via Secure Message using UC RAYS (Retirement At Your Service).
HAPC stands for Highest Average Plan Compensation and is used in your UCRP (Pension Choice) retirement benefit calculation. Your HAPC is your average monthly full-time equivalent compensation, including any stipends, during the 36 continuous months preceding retirement in which compensation was the highest. Periods of approved leave of absence without pay are excluded from the 36 month averaging; your compensation for service before and after a leave, or before and after a period of inactive membership, is considered continuous.
A measure of time you have participated in the Plan in one or more membership classifications. Service credit is used to determine eligibility for most benefits and to calculate benefits such as monthly retirement. You earn service credit whenever you receive covered compensation for an eligible appointment. Part-time or variable-time work results in a proportionate amount of service credit. For example, if you work 50 percent time for one year, you receive ½ year of service credit.
Please note: UCRP service credit and Employment Service Credit are different measures of your work at UC. Employment Service Credit (sometimes called Vacation Service Credit) may not correspond to the amount of service credit you have accrued in the UCRP system or to your seniority for layoff units. (For more about service credit definitions, please visit the UC Santa Cruz Staff Human Resources website and search for “service credit”.)
UCRP service credit is accrued on a systemwide basis, across all campuses and medical centers. If you previously accrued UCRP service credit and did not receive a refund of accumulations, the service credit will be on record. The service credit may not be viewable on UC RAYS (Retirement At Your Service) after an extended period of inactivity (no pay), but will become activated again when you begin to receive pay from UC.
You may view your UCRP service credit on UC RAYS (Retirement At Your Service). UC Retirement Plan service credit accruals are updated on a monthly basis, whether you receive monthly or bi-weekly pay, around the 10 th of each month.
You may contact RASC with questions on your service credit total. If you have accrued less service credit that you thought, the reason may be due to a period in your career where you were on Leave Without Pay or worked a reduced/part-time schedule. Additionally, if you were hired as a Limited employee, the periods of Limited employment are not generally counted toward your UCRP service credit because membership requirements were not met. UCRP service credit begins to accumulate on the date when you satisfy membership requirements.
If you believe that your service credit total is incorrect, you may request UCRP service credit verification from RASC. You may be asked to provide specific dates for review and supporting documents, such as earnings statements (pay check stubs), for the time in question for a service credit verification. Service credit verifications generally take 6-8 weeks for completion.
Full-time, partial-year Career (PYC) employees (who work 100% time during a 9-, 10-, or 11-month appointment) receive one year of UCRP service credit for each Plan year worked Full Time.
Similarly, part time, partial-year Career employees receive prorated service credit. For example, if you work 50 percent time during a partial-year appointment, you earn ½ year of service credit.
You earn no UCRP service credit for any unpaid leave periods. Before you retire, you might want to consider buying back retirement service credit for the time you were on leave. Generally, the cost of a leave buyback depends on when the leave occurred, its length, your age, and how long you wait purchase service credit. Refer to the UCRP Service Credit Purchase Guide.pdf for eligibility rules. To obtain an estimate of the cost of a service credit purchase, contact RASC via Secure Message using UC RAYS (Retirement At Your Service).
Your UCRP contributions remain in a trust in order to fund your retirement Plan benefits. UCRP contributions are deducted automatically from your gross wages each pay period and credited to your individual member account. Wages on which contributions are assessed are called covered compensation. Plan benefits are funded by contributions from both the University and active members and by the investment earnings on Plan assets. These contributions are placed in a trust fund and constitute a single pool of assets. The Plan Administrator maintains a record of each member’s UCRP contributions and credits the amount with interest at a stated rate. University contributions are not recorded on an individual member basis.
Yes. After receiving retirement benefits for one full year, UCRP members are eligible to receive an annual cost-of-living adjustment (COLA), starting on the following July 1. The COLA is based on the Consumer Price Index (CPI) increase for the preceding year. COLA’s for the upcoming July 1 are announced annually on UCNet the first week April.
Refer to the Retirement Handbook for a detailed list. You will be notified by RASC when you need to provide documentation. Members in a Domestic Partnership can find supplemental information in the booklet Benefits for Domestic Partners.pdf
The following are UC Retirement Administration’s general requirements:
birth evidence for your contingent annuitant; birth evidence for children under 18; proof of marriage/domestic partnership documents for your eligible survivors.
You will have many decisions to make.
The Election Worksheet, included with your Personal Retirement Profile, lists the decisions you must make to receive your retirement income benefit. Read the entire Retirement Handbook.pdf in preparation for making decisions.
You will record your decisions in the Election Worksheet and submit your completed worksheet to RASC.
Your RASC Retirement Counselor cannot give you financial or tax advice. Before you make any decisions, you are urged to speak with your family and/or with a trusted financial advisor to fully understand tax implications on your decision to retire. See the Special Tax Notice for UC Retirement Plan Distributions for more information.
Within 45-60 days of submitting your completed Election Worksheet, you will receive a confirmation of your retirement election choices. Carefully review this document for accuracy. Your confirmation statement outlines your retirement income and when you will receive your first retirement benefit payment.
If you were a member of UCRP on specific dates between 1992 and 1994 and/or between 2002 and 2003, you may have been eligible for UCRP’s Capital Accumulation Payment (CAP). The CAP provides eligible members with a supplement to their other UCRP benefits.
You are required to take a distribution of your CAP balance, if any, when you retire or if you are approved for UCRP disability income. The CAP distribution is eligible for rollover. You may view your CAP balance, if any, on UC RAYS (Retirement At Your Service).
You can continue to keep your retirement savings in the UC Retirement Savings Program even when you are not working for University of California or have retired, provided the minimum balance requirement is satisfied. You have the option to move your money too. Call Fidelity Retirement Services, record keeper for UC’s Retirement Savings Program, at 1-800-558-9182 with any questions or to discuss your options in greater detail.
You must arrange one of the following with Fidelity Retirement Services within 90 days of your last day on pay status:
If the loan defaults due to non-payment, the outstanding principal will be treated as a taxable distribution.
If you eligible by age and vesting rules and want to retire from UC, you may elect to retire following a lay-off from UC employment. You may also become an inactive member of UCRP following your lay-off and delay receiving retirement income to a later date of your choice. Note that if you retire more than 120 days after your separation/layoff date, you will not be eligible for University retiree health coverage.
It is important to understand that vesting with UCRP is an entitlement you’ve earned, regardless of your reason for separating from University employment. If you have questions about your layoff options (e.g. severance or preferential rehire), please consult with your UC Santa Cruz Human Resources professional.
NOTE: If you elect to retire immediately following a layoff, please contact the UC Santa Cruz Benefits Office for assistance as soon as possible because you may be eligible for continued health coverage as a retiree, which will require special handling.
When you resign, stating your reason as “retirement”, an additional full month of health and welfare premiums will be paid by both the University and you and these premiums will apply to your final paycheck. For example, if you resign on June 29 th to “retire”, your UC health plans will continue as an employee through July 31 st . The additional month of premiums is intended to facilitate a smooth transition from employee benefit coverage to retiree benefit coverage. This additional month of premiums and coverage applies whether or not you are eligible for continued UC health coverage as a retiree. For this reason, specifying your reason for resignation as “Retirement” is so important; resignation for any other reason besides retirement will prompt your health and welfare coverage and premiums to terminate on the last day of the month in which you separate. For example, if you resign on June 29 th for “Retirement”, your UC health plans will continue as an employee through July 31 st , but if you resign on June 29 th for “Resignation-no reason given” your UC health plans will terminate on June 30 th .
You will be paid for any vacation time earned through your last day of work (your date of separation) on your terminal paycheck when you leave UC employment to retire.
If you elect monthly retirement income, your unused sick leave will be converted to additional UCRP service credit. If you elect lump-sum retirement income, you will not be paid for any accumulated sick leave.
You may not convert sick leave in order to meet vesting requirements with UCRP.
You may view your current accruals on UCPath. If you observe a discrepancy, please contact your academic or staff Human Resources professional for assistance.
Retiree health eligibility is described in detail on the UC Net website. Currently, UC contributes toward the monthly cost of medical and dental coverage, but the contributions may change or stop altogether. Health and welfare benefits are not accrued or vested benefit entitlements.
Generally, if you elect monthly retirement income and you meet UCRP service credit requirements, you may be eligible to continue your UC medical, dental, vision, legal and/or AD&D coverage if:
Retiree Premium Estimator tool is available on the UC Davis website: https://hr.ucdavis.edu/employees/hcf#retireerates
Vision coverage in retirement is not funded by UC, but you may continue coverage by paying premiums directly to the vision plan. Premiums for vision coverage cannot be directly deducted from UC retirement income. Occasionally, UC offers retiree vision coverage to eligible retirees during Open Enrollment, but not every year.
Dependent eligibility for retiree health is generally the same as for UC employees. Please refer to the Group Insurance Eligibility Factsheet for Retirees and Eligible Family Members.
Currently, UC contributes toward the monthly cost of medical and dental coverage, but the contributions may change or stop altogether. The amount UC will contribute depends on the date you were hired and the amount of service credit you have earned. More information is on the UC Retiree health and welfare benefits website. See also the Retiree Premium Estimator tool, available on the UC Davis website: https://hr.ucdavis.edu/employees/hcf#retireerates
Additionally, medical and dental premiums and plan options are renewed each year and are communicated during the annual Open Enrollment for UC Employees and Retirees. Look for the next year’s premium and plan information in October on UCNet.
Generally, retirement by itself doesn’t provide an opportunity to change your health plans. However, you may be able to change plans if you have a qualifying event at the same time as retirement (e.g. if you move out of a plan’s service area). Changes must be requested via written request within 31 days of a qualifying event. Consult with your RASC Retirement Counselor to discuss your options.
After retirement, health benefits Open Enrollment for Retirees occurs annually in autumn during the same period for employee Open Enrollment. Changes made during Open Enrollment become effective the following January 1 st . If you retire and experience a family status change (e.g. new marriage or birth/adoption of a child) you may be eligible to enroll newly eligible family members within a 31-day Period of Initial Eligibility (PIE). Contact UC Retirement Administration (UC RASC) right away following a family status change to learn your options. Changes must be requested via written request within 31 days of a qualifying event.
Your Retirement Initiation Packet asks you if and when you are moving after retirement. If you are moving immediately after retirement, inform RASC.
It is your responsibility to update your address any time you move.
NOTE: If you and all family members are Medicare-eligible and you move out of California, you and your dependents will have medical coverage through UC’s Medicare Coordinator Program. UC will fund an annual contribution to your HRA (Health Reimbursement Account) to help pay for the Medicare plan you choose through the UC Medicare Coordinator Program.
If you or an eligible family member loses eligibility for medical, dental or vision coverage, or for the Health Flexible Spending Account you may be COBRA-eligible.
If you elect Lump Sum Cashout, or are otherwise not eligible for continued UC health coverage as a retiree, you may be able to continue coverage through COBRA (Consolidated Omnibus Budget Reconciliation Act of 1985) for a limited time. You have 60 days from the date of the qualifying event (your last day of UC employment, for example) or the date you receive notice of your continuation rights, whichever is later, to enroll in COBRA.
Health Flexible Spending Account (FSA) participation is not eligible under IRS rules for continuation via deductions from UC retirement income. If you wish to continue participation in Health FSA following retirement, elect continuation through COBRA, without tax advantage.
UC’s COBRA administrator mails a COBRA election document to your home address of record, following your separation date.
PLEASE NOTE: Certain notices are sent in compliance with Federal requirements. If you are enrolled/enrolling as a UC retiree, you may disregard this information.
If you are enrolled in a UC-sponsored medical plan after retirement and you or any of your enrolled family members are or become eligible for Medicare, UC requires that you (or the family members) enroll in both Medicare Parts A and B. More information about UC’s Medicare requirements is in the Medicare Factsheet. If you don’t enroll in Medicare or don’t keep up with your Medicare premiums, you could lose your UC retiree health coverage.
Contact UC Santa Cruz Health Care Facilitator to request Request for Employment Information to provide to the Social Security Administration about 2 months before your Medicare Part B coverage start date and additional forms for coordinating your (or your family members’) UC Retiree Health benefits with Medicare. You may also obtain the Request for Employment Information form from the Social Security Administration and your UC Santa Cruz Benefits Office or your UC RASC retirement counselor can complete the form for you.
As an alternative to monthly retirement income, members of the 1976 Tier of UCRP can choose a Lump Sum Cashout of retirement benefits. The Lump Sum Cashout is the “actuarial equivalent” of the present value of a UCRP member’s lifetime retirement income. Lump Sum Cashout is not available to 2013 and 2016 Tier members.
If you elect Lump Sum Cashout at retirement, you (and your family members) forfeit the following:
The Lump Sum Cashout is subject to federal and state taxes in the year you receive it. See the Special Tax Notice for UC Retirement Plan Distributions for more information.
COBRA continuation of coverage is available for members electing Lump Sum Cashout.
Your participation in Health FSA (Flexible Spending Account) stops automatically when you stop receiving employment income. Retirement income is not eligible income for making pre-tax Health FSA contributions, per IRS rules.
If you have not exhausted your Health FSA balance and you wish to continue your Health FSA participation, you may be eligible to continue your participation through COBRA continuation, without tax advantage. You will receive a COBRA continuation of coverage packet to elect continuation. Contact WEX directly to elect Health FSA continuation or with any questions on your Health FSA account.
Dependent Care FSA is not available for continuation through COBRA. You can still be reimbursed for eligible expenses you incurred through the end of the pay period for which you made your last contribution. Be sure to submit your claims to WEX by the filing deadline for the year in which your expenses were incurred; otherwise you’ll lose any money left in your account.
You may continue your coverage as a retiree in UC medical plan with HSA, provided you continue to meet the HSA eligibility requirements:
If you or your family member(s) have Medicare Part A or B entitlement at retirement OR you are moving out of the United States, you must change your medical plan. Contact the Plan for more information and discuss with your RASC Retirement Counselor.
University-paid Basic Life insurance and/or employee-paid Supplemental Life & Dependent Life and/or AD&D coverage ends on the last day of the month for which premiums have been paid.
When you retire, you can continue life insurance benefits. You have different options depending upon the plan.
Review the Retirement Handbook to learn about your options.
For the appropriate conversion or portability application form, contact the UC Retirement Administration Service Center or the UCSC Benefits Office.
Disability coverage ends on the last day of active employment. There is no option for continuation of coverage.
These are not available for continued automatic deduction from retirement income. For any “other” automatic withdrawals from your pay, contact the office that administers the program to make arrangements to continue participation.
After you (and your spouse/domestic partner) sign the Monthly Retirement Income election form or the Lump Sum Cashout election form to start retirement, you may rescind your retirement election in writing to RASC in compliance with your established deadline.
Once you (and your spouse/partner, as applicable) have signed your retirement election form, you have communicated your intent to retire and, as part of signing the election form, you agree to the following:
"I will have the option to cancel my election to retire until the later of: my retirement date or 15 days from the date my confirmation letter is sent. I understand that after this deadline my election of monthly retirement income and my choices of payment option and contingent annuitant (if any) are irrevocable.”
If you retired mid-year, separate tax documents will be issued:
To learn how to obtain these forms, visit UCNet
As part of your retirement process, you will be required to identify any family members [e.g. spouse/domestic partner, underage child(ren), overage disabled child(ren)] who may qualify to receive UCRP postretirement survivor continuance.
Survivors should be directed to call UC RASC at 800-888-8267 when a retiree dies.
Death benefits, including one-time basic death payment from UCRP and income for eligible survivors of UC Retirees receiving monthly income may be available. Regularly review your beneficiary designations for your UC death benefits at UC RAYS (Retirement At Your Service)
Fidelity Retirement Services will assist with distributions to beneficiaries from accounts in the UC Retirement Savings Program (403b, 457b, DC Supplemental Plan). Regularly review your beneficiary designations for your 403b, 457b, DC Supplemental Plan at NetBenefits.
RASC is your contact for customer service questions including benefit payments, retirement income verification (for loans, etc.), taxes from retirement income, direct deposit, address updates etc.
Your UC Santa Cruz Health Care Facilitator is available to help with health plan-related questions, including Retiree Open Enrollment and Medicare enrollment.
UC retirees are a valuable resource, providing UC with institutional knowledge, research resources and experienced replacements when needed. The University’s policy on reemployment of retired employees is designed to protect the University’s reputation and ensure compliance with IRS pension distribution rules while continuing to give managers the flexibility to call on retired employees when needed. Please read UCRP Returning to UC Employment After Retirement Factsheet for more information.
Certain restrictions apply.
Because UCRP must comply with IRS pension distribution rules, you can’t discuss re-employment until after you’ve received your first retirement payment, or 30 days after you’ve ended UC employment-whichever is later- if you haven’t reached normal retirement age.
All UC Santa Cruz retirees are invited to join the UC Santa Cruz Retirees Association. The UC Santa Cruz Emeriti Association is available for retired faculty members too. There are many opportunities available to you to stay in touch at regularly scheduled events.
Following your retirement from UC Santa Cruz you will receive a UC Santa Cruz Retiree identification card and information for use in accessing privileges that may include parking, library, recreational facilities, email accounts and reduced fee enrollment at UC Santa Cruz.